top of page

Counseling Rates

​​

​

Our therapists charge between $130-$278 for weekly sessions depending on licensure, experience, or type of therapy they offer and length of the sessions.

​

Good Faith Estimate

When paying out of pocket, we provide our clients a “Good Faith Estimate” explaining how much your mental health care will cost. Under the law, healthcare providers must give patients who don’t have insurance or are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your healthcare provider and any other provider you choose for a Good Faith Estimate before you schedule a service.

Insurances 

Florecer Family Counseling therapists work with a few insurance companies listed below. 

​

Many PPO insurances reimburse our clients a portion of what they pay for out of pocket for counseling services.

 

Our goal is to make mental health accessible to our clients and help them maximize their insurance benefits. Reach out to verify your insurance and find out what you will pay for therapy. â€‹

PPO Insurances

We accept Most PPO Insurance for Counseling

​

In-Network Insurance for Counseling

Aetna

Blue Cross Blue Shield of Massachusetts

Christian Brothers Services - Aetna

Health Scope - Aetna

Trustmark Small Business Benefits - Aetna

UHC Student Resources

UMR

United Healthcare Shared Services

UnitedHealthcare

UnitedHealthcare Global

Cigna/ Evernorth

​

We do not accept Medical/ Medicare.

 

For PPO or out-of-network insurance, we check your insurance benefits. When using your out-of-network benefits, sessions are paid up-front in full. 

 

Your insurance will reimburse you according to your policy’s out-of-network benefits. Call your insurance to inquire about your behavioral or outpatient benefits. You can locate the telephone number on the back of your insurance card. 

​

Questions to Ask your Insurance Company

  • Does my health insurance plan include mental health benefits?

  • Do I have a deductible? If so, what is the amount $_______ 

  • have I met my deductible?

  • Do I have an out-of-pocket maximum?

  • Does my plan limit how many sessions per calendar year I can have? If so, what is the limit (e.g. 12 sessions)?

  • Do I need written approval for services to be covered (i.e. pre-authorization)?

  • What is the reimbursement rate for an out-of-network provider for mental health (if necessary, give them the CPT code 90837) e.g. 50%, 60%, or 70 %).

  • Is there a maximum of this reimbursement rate?

  •  Does my plan cover teletherapy (online therapy) services?

bottom of page