Rates and Insurances

We have partnered with Mentaya and Care Credit

to help clients remove any barriers to receiving the support they need.

Rates for Counseling

Our therapists charge between $130-$278 for weekly sessions depending on licensure, experience, or type of therapy they offer and the length of the sessions.

Payment for Counseling

A form of payment is required at the time of scheduling to secure your appointment. We accept multiple payment methods for your convenience:

Cash
Zelle (Zelle account will be provided by your therapist)
Health Savings Account (HSA) cards
All major credit cards
CareCredit

Care Credit

To learn more about CareCredit financing options, please visit CareCredit.com by clicking below.

Mentaya Explained

If you qualify, Mentaya will file claims and handle the insurance paperwork to make sure you get reimbursed. They charge a 5% fee per claim and have helped people get thousands of dollars back per year.

You can sign up using this link: https://www.mentaya.com/patients

Note: Mentaya's goal is to save you time and money. It's completely optional, and your therapist does not benefit in any way from your participation.

PPO and Out-of-Network

Florecer Family Counseling therapists work with a few insurance companies, which are listed below. There are many other insurance companies that may reimburse our clients a portion of what they pay out of pocket for counseling services. We encourage you to reach out your insurance before booking an appointment.

In-Network Insurances

Aetna - Cigna - UnitedHealthcare - Oxford Health Plans- UMR - Blue Cross Blue Shield of Massachusetts - UHC Student Resources - AllSavers UHC - Harvard Pilgrim.

*Unfortunately We do not accept Medical/ Medicare.

Appointments - Citas

Good Faith Estimate

When paying out of pocket, we provide our clients a “Good Faith Estimate” explaining how much your mental health care will cost. Under the law, healthcare providers must give patients who don’t have insurance or are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your healthcare provider and any other provider you choose for a Good Faith Estimate before you schedule a service.

Questions to Ask Your Insurance Company

Does my health insurance plan include mental health benefits?
Do I have a deductible? If so, what is the amount $_______
have I met my deductible?
Do I have an out-of-pocket maximum?
Does my plan limit how many sessions per calendar year I can have? If so, what is the limit (e.g. 12 sessions)?
Do I need written approval for services to be covered (i.e. pre-authorization)?
What is the reimbursement rate for an out-of-network provider for mental health (if necessary, give them the CPT code 90871, 90837) e.g. 50%, 60%, or 70 %).
Is there a maximum of this reimbursement rate?
Does my plan cover teletherapy (online therapy) services?